Financial data aggregation platforms have become an essential building block for the creation of innovative financial services. This paper, sponsored by Fiserv, leverages expert interviews to highlight the most important criteria a fintech or bank should apply when adopting a financial data integration platform.
Online and e-commerce merchants are reporting a 25% or greater lift in purchase transaction size when the consumer is able to pay in installments. It's no wonder then that fintech lending and banking startups, as well as retail banks around the world, aggressively are incorporating Point-of-Sale (POS) financing into their merchant offerings. Learn why POS financing is upending the traditional consumer purchase financial cycle and fintech at large; how each company operating in or entering the sector can build a strategy tailored to its resources; and what are trending innovations.
Latin America is home to over 1,100 fintech startups. This year, the market reached an inflection point, with investors based outside the continent injecting hundreds of millions of dollars in equity and debt and creating unicorns. This paper shares the perspective of global VC and PE firms and bank innovation funds who are evaluating market conditions, guiding startup strategies, picking winners, and forging partnerships. The research will be of significant interest to investors considering entry into the region; fintechs seeking global capital; and others following global fintech trends. Includes listings of top funds and deals. Co-authored with Finnovista.
A growing number of banks and lending innovators are discovering that machine learning, applied to debt collections, can dramatically grow recovery, reduce costs and improve customer retention. This paper explores the drivers to improve collections performance, leading-edge solutions, machine learning implementation best practices, and ROI potential. Findings are based on interviews with innovative lending institutions and solution providers.
Digital banking is one of the hottest trends in fintech and it’s been having a transformative impact in markets all around the world. This report co-authored with Fisher Venture Builder presents an overview of digital banking worldwide and the factors driving its rise in Latin America before taking a closer look at Brazil's market.
Identity theft is the fastest growing crime in the US. Globally, 1 in 60 online transactions are fraudulent. And if you don’t know who your customers are, you can’t onboard them to your platform. Though businesses are moving online, their identity verification and KYC processes haven’t. Instead, the old processes are being shoehorned into the digital age. So how can you update your onboarding for the digital age? Sponsored by Onfido.
Fintech firms are finding growth opportunities establishing a presence in emerging markets. This paper provides case studies and market analysis from the Middle East and Africa as examples of fast-growing economies open to best-in-class solutions. Sponsored by the Dubai International Financial Centre.
Alternative Credit Funds have enhanced the liquidity and sophistication of investments in Marketplace Lending Platforms. Read profiles and insights from 25 funds leveraging MPL for institutional and accredited investors.
Banks and non-bank lenders are bringing Marketplace Lending best practices under their own roofs by adopting LaaS. We profile 16 solution providers and highlight market trends and implementation considerations.
In the race to scale up, FinTechs face challenges including improving product profitability, recruiting and retaining talent, managing risk, and complying with regulations. This paper recommends how to ensure a Fintech is equipped to attract investment and scale up rapidly. By Oracle & LendIt Fintech.
The landscape for small-to-medium-sized business banking is shifting, as providers pursue strategies for hi-tech and hi-touch customer interactions. This paper uses executive interviews and analysis of analysis of bank and fintech initiatives to explain trends in SMB banking.
Open Banking is changing the competitive landscape, as technology standards enable fintech companies to offer financial services that compete with banks. This white paper addresses the drivers of Open Banking, leading players and their partners, regulations, and more.
Last year was another record breaker for German fintech activity. The innovation is there, but with regulatory and funding challenges, what’s next for German fintechs? We asked market leaders to share their perspective on customer adoption, partnerships, and more.
The French fintech landscape is undergoing a rapid period of growth. To help fuel this growth, the French government is creating a €10bn fintech startup fund. What’s next for the French fintech ecosystem? Leaders in the market share their perspectives.
The 5 Nordic countries together make up the 10th largest world economy. Fintech receives the greatest share percentage of total tech investment there. Leaders in the market share their insights on investments, regulations, opportunities and challenges.
The financial liberalization process has picked up momentum in China. This paper examines proposed liberalization measures, what they mean for foreign financial institutions, and why collaboration is the key to thriving in China.
Nonbank online lenders are growing participants in the lending ecosystem. The cost of funding is a major concern for these lenders. This research examines strategies for capital access and forecasts lender competitive scenarios. By Deloitte & LendIt Fintech.