Total Bank Solutions (TBS) is a privately held financial technology firm based in Hackensack, NJ. Our mission is to accelerate the digital transformation of financial services. Since 2004, we have served the needs of global banks and financial institutions, combining deep industry experience with superior business process and advanced technology to create innovative client solutions. Our products and services include:
Deposit Products: TBS Insured Deposit Program (IDP): A deposit management system designed to provide cash sweep investors with the benefit of extended FDIC insurance and for banks, a cost effective source of stable funding.
Lending Products: TBS Securities Based Lending (SBL): A complete end-to-end securities based lending origination, underwriting, collateral evaluation and monitoring platform designed to streamline the process for lenders, financial intermediaries and borrowers.
Risk & Analytics: TBS Bank Monitor™: Online “safety and soundness” surveillance service covering all FDIC insured institutions.
TBS Verify™: Market data service designed to automate the identification, database mapping and ongoing monitoring of FDIC (CERT) and CUSIP identifiers for insurance verification.