Innovative Assessments (IA) uses psychometrics to assess creditworthiness based on a borrower’s personal character. We help lenders from around the world approve more loans among the underbanked, and simultaneously help more good people qualify for the affordable credit they deserve.
IA’s flagship product, Worthy Credit, is a proprietary platform that measures key character traits, which are essential for predicting good borrowers’ behaviors. Worthy Credit augments traditional credit scores as an added layer of analytics, and seamlessly integrates with any lending platform, with no PIIs.
Tested successfully in 18 countries and with nearly a million applicants scored, Worthy Credit has helped lenders approve over 20% additional loans among the underbanked.