Cash Flow and Transaction Science enable lenders to evaluate a customer’s ability to repay with unique bank account insights. We combine the latest bank intelligence and decisioning analytics to generate 5,800+ attributes and risk scores per account. These attributes deliver detailed and trended insights into income, expenses, overdrafts, balance trends, deposit frequency, and payment affordability behavior. We offer solutions for both credentialed and non-credentialed bank account insights. Users simply connect their account via bank login credentials or enter their payment details to onboard their account. A consortium of account technology verifies the account and we return decisioning analytics that outperforms bureau-only scores to improve payment performance.
Transform your underwriting process with bank account analytics and insightful attributes today. Demo our user experience at: www.LenderDemo.com.