Rick Bechtel
Head of U.S. Residential LendingTD Bank
Rick Bechtel is Executive Vice President, Head of U.S. Residential Lending for TD Bank. In this role, Rick is accountable for all aspects of consumer lending across the mortgage and home equity businesses. This includes strategy, product and P&L management, and leading the national sales team and secondary markets groups. Rick's focus is on growing TD Bank's residential lending businesses and mortgage salesforce, while ensuring TD remains aligned to the bank's risk profile and focused on the customer. Additionally, Rick is leading the development of a best-in-class technology platform designed to support TD's Retail, Consumer Direct and Correspondent Lending channels.

With nearly 30 years of banking and management experience, Rick is a versatile leader with expertise in sales, operations, capital markets, compliance, marketing, technology, and product development. He most recently served as Managing Director, Head of Mortgage Banking at CIBC (formerly The PrivateBank), a leading Canadian-based global financial institution, where he led the business to win the inaugural Mortgage Bankers Association Diversity & Inclusion Award.

An accomplished executive, Rick has also built and led preeminent sales teams at both Wells Fargo and Chase, with demonstrated success in profitably scaling the business, while capturing significant cross-sell and market share. Rick's strong passion for the customer, combined with his keen understanding of store networks, brand, sales model and organizational culture, position him to drive the growth and profitability of TD's Mortgage and Home Equity businesses.

Rick is a graduate of the University of Wisconsin and earned his MBA from Northwestern University's Kellogg Graduate School of Management. He is a well-regarded industry leader, currently serving on the Mortgage Bankers Association Diversity & Inclusion Committee, and the Ellie Mae Executive Advisory Board, and speaking regularly at national conferences on subjects ranging from M&A and sales strategy to organizational diversity. When not in the office, Rick loves to travel and has been all over the world. His pastimes include golf, tennis and skiing, but he most enjoys spending time with his wife Andrea, their three boys – Thomas, Christopher and William – and their new rescue mutt Beau.