Kirby Rattenbury is Deloitte’s national fintech co-leader, and Deloitte’s Bay Area financial services audit and assurance leader. Kirby is passionate about innovation in financial technology (fintech), and has experience across the financial services sector, serving distinguished clients in banking, lending, brokerage, real estate, specialty finance, and insurance. Kirby has provided leadership and expertise to her clients through IPOs, regulatory change and challenges, debt and equity offerings, management transitions, internal controls implementation and improvement, restructurings and geographic relocations. She has deep experience in technical accounting topics, the adoption of new accounting standards, regulatory topics, and internal control standards and practices. Kirby has served a variety of Deloitte’s distinguished clients – from start-up and emerging growth companies to our largest and most complex global clients. Kirby has served clients from Deloitte’s San Francisco, New York, Edinburgh and Sydney offices. She lives in the Bay Area with her husband and their two boys.