Joseph Heck
SVP Financial PartnersHappy Money
Joe Heck leads Financial Partners and Capital Markets at Happy Money. Prior to joining Happy Money, Joe spent 15 years at CUNA Mutual Group in various capacities. Most recently, he was leading product innovation at CUNA Mutual Group. Managing teams with Lean Startup process and mindset, core programs included digital lending, a loan participation network, and other programs to help financial institutions digitally transform. Joe also was an advisor to CMFG Ventures in evaluating FinTech partnerships, specific to the Credit Union industry.

Prior to joining CUNA Mutual Group, Joe worked at a Credit Union for four years, where he implemented and managed their indirect lending and financial services program. Joe earned an MBA from University of Minnesota’s Carlson School of Business and a bachelor’s degree in finance from Michigan State University.