The hottest segment in all of fintech today is digital banking. The crisis has only underscored the importance of moving to all digital. Digital banks have added millions of customers and attracted huge amounts of equity capital. We pull the curtain back and investigate how the pandemic has helped to accelerate the move to digital. How long can this pace of growth be sustained? How will digital banks become profitable? Will the big banks just acquire their way to relevance?
The consumer lending landscape of today looks very different to where we were earlier this year. Lenders have battened down the hatches as survival has become the name of the game. But some lenders are not just surviving but thriving. Find out the strategies lenders are focusing on today and what areas are seeing new growth.
No sector of fintech has been more impacted by the crisis than small business lending. Previously healthy businesses are struggling like never before even with the government programs. How are fintech lenders adapting? How are lenders helping beyond providing finance as access to timely data has never been more important as new ecosystems are being built. What are the positives that will come out of the pandemic for small business?