Technology continues to rewrite the rules when it comes to underwriting. With increased competition lenders must focus on how to better underwrite and reach quality borrowers efficiently. Alternative data, AI, open banking, international data, digital identity, trended data - learn from the companies doing the groundbreaking work to build the underwriting tools for the next decade.
Consumer loans is one of the most mature segments in all of fintech but there is still innovation happening. Many of the leaders are coming out with new products, new approaches to credit and new marketing programs. More banks than ever are offering consumer loans as they plug into the technology developed by some of the fintech pioneers.