HCG is a FinTech Asset Manager, pioneer in the emerging digital finance asset class. Our investment philosophy is grounded on our mandate to deliver absolute returns over the long-term risk premium from short duration private credit. HCG was founded in 2009, by Hadi Habal and Jose Penabad, and since 2012, has been at the vanguard of providing digital credit investment programs to institutional investors. We integrate deep, data-driven financial expertise, leading-edge technology and engineering to power our investment process. Our expertise lies in thorough security analysis, portfolio construction and multi-level risk management. HCG Funds has over $300 million AUM and a team of 8 highly motivated professionals.