Discover Personal Loans is a prime lender that has helped more than 1 million people take charge of their financial futures to reach their goals. Discover's mission is to help people spend smarter, manage debt better and save more so they achieve a brighter financial future. Offering fixed rates ranging from 6.99% to 24.99% and flexible repayment terms up to 84 months, Discover also doesn’t charge customers origination fees or prepayment penalties. A cornerstone of Discover Personal Loans’ benefits is its highly trained U.S.-based loan specialists.