John Treadwell
Head of Innovation Lab Fannie Mae
John Treadwell is head of the Fannie Mae Innovation Lab, a team of researchers and application developers that work with internal and external partners to improve the mortgage origination process. John believes that increased automation and digitization of the loan manufacturing process are necessary for the stability of the delegated underwriting mortgage system. During John’s tenure, the Innovation Lab has developed applications such as Collateral Underwriter, DU Validation Services, as well as internal Quality Control tools to help manage the credit risk of the Fannie Mae book of business. John holds a PhD in Economics from the University of California, Irvine.