Yuan Yao is the Vice President of Yirendai, responsible for Yiren Wealth, a leading online wealth management platform severing mass affluent people in China. Yiren Wealth provides investment products including Fixed-income, Fund, insurance and investment related products including financial news, market insights, investment strategy to the clients through its App and website. Prior to joining Yirendai in 2016, Yuan was the head of Direct Banking at Pingan Bank. He also has extensive experience in US banking industry, was a VP in Digital Banking at Bank of America, and State Street. Yuan holds a MBA degree and a Master of Science degree in Information System from Boston University.