Jodi Pratt
Managing PrincipalJodi Pratt and Associates
Ms. Pratt serves as a consultant for financial institutions, trade associations, and vendors, helping them develop and implement fraud and operations risk-management solutions. She also provided Expert Witness testimony in the areas of Risk Management and Bank Operations.

From 2001 to 2005, Ms. Pratt was Risk Management Practice Managing Principal with Carreker Corporation, responsible for developing, implementing and supporting many of the market’s leading risk-management products. While at Carreker, she expanded the domain of the Fraud Solutions Group from check fraud to include payments fraud, compliance, and enterprise risk management.

Before Carreker, Ms. Pratt worked for nearly twenty years at Bank of America in a variety of roles encompassing risk management, fraud detection, branch operations and call center management. As Vice President/Manager for National Operating Controls from 1992 to 1996, she managed the project-management group responsible for fraud control systems for the bank’s interstate retail bank subsidiaries. In a single year, the group was able to reduce retail losses by 47%. She also participated in national task forces and advisory groups, such as the ABA Check Fraud Task Force and guided a number of solution providers in the development of fraud-detection products.

Ms. Pratt is a frequent industry speaker on fraud detection, prevention, and risk management, and she is the author of many articles and white papers on risk issues. She has served on a variety of industry councils and advisory boards, including American Bankers Association Deposit Fraud Survey, BITS Fraud Working Group, and a number of trade associations’ conferences and fraud risk education programs.

Ms. Pratt earned a Bachelor of Science Degree in Business Administration from John F. Kennedy University in Orinda, California. She received a Master of Business Administration Degree from California State University, Hayward.