Jared Miller is CEO of Accial Capital. Jared has worked with consumer, retail and small business lenders in emerging markets for almost twenty years. Jared led the spin out of Accial Capital from a business line launched in 2017 at LenddoEFL – a company dedicated to transforming diverse data sources into predictive credit scores in emerging markets. Previously Jared was CEO of Entrepreneurial Finance Lab (EFL), a specialist alternative data scoring company incubated at Harvard University. Jared was a VP at Citi and held positions in both the Consumer and Institutional Clients groups. Jared has an MBA from Harvard Business School.