Sandeep Bhandari
Chief Strategy OfficerAffirm
Sandeep is the Chief Strategy Officer and Chief Risk Officer at Affirm. In his role, Sandeep is responsible for the overall credit and fraud risk management at Affirm, and for helping the company expand its lending offerings.

Prior to Affirm, Sandeep was the Chief Credit Officer for Lending Club, where he helped the company strengthen its decisioning algorithms and pricing policies; introduce new product features and onboard diverse investors to the platform.

Sandeep spent over 15 years at Capital One, where he was the Assistant Chief Credit Officer for Auto and Home Lending and a partner at Capital One Growth Ventures. Sandeep also held a variety of roles in strategy development, credit risk management, marketing, product development, and underwriting across consumer credit cards and small business cards.

Sandeep holds a B.Tech in Mechanical Engineering from the Indian Institute of Technology in Delhi and an MBA from the Indian Institute of Management in Ahmedabad.