Credimi is a digital direct lending platform that enables European companies to improve their working capital position more quickly and with more flexibility than traditional banking channels. Credimi offers a variety of online products, including recourse, non recourse, supply chain credit solutions and complete confidentiality option. Credimi securitizes its clients’ non-delinquent receivables and sells them on to its partner institutional investors.
Credimi’s business model is centered on its ability to run risk evaluation, with its proprietary technology, almost completely automatically, and to lend from its own balance sheet – so Credimi can approve business loans to companies almost in real time.
In less than two years, since it was founded, Credimi has lent over 200 million euros to 3,500 companies of all sizes, sectors and geographical locations.
Credimi is authorized by the Bank of Italy as a financial intermediary.