Michael Hoare
Head of CreditRateSetter
Michael Hoare is RateSetter’s Head of Credit and oversees credit risk and performance for all borrowing divisions - consumer, commercial, motor. Mike joined RateSetter from PayPal UK, where he was Chief Credit Risk Officer, overseeing underwriting, customer management and collections strategies for unsecured consumer and small business lending. Before PayPal UK, Michael worked at Capital One, where he held a number of positions including Credit Risk Management Director and Head of Portfolio Management.