Younited Credit is reinventing the consumer loan industry in Europe. Its advanced scoring and credit underwriting technologies allow borrowers to enjoy the easiest online credit application on the market and an ultra-fast answer to their requests for a loan from €1,000 to €50,000.
Younited Credit is the only European consumer lending platform to be fully authorized and regulated as a Credit Institution. Its innovative refinancing model allows professional qualified investors (both individuals and legal entities: companies, insurers, foundations, pension funds, etc.) to directly finance consumer loans.
The company has raised more than €100 million of equity since launch, has passported its license in 6 countries (France, Italy, Spain, Portugal, Austria, Germany) and employs 270 staff in Paris, Rome and Barcelona – of which 70 in the fields of data science, engineering and software development. Younited Credit has originated over €900 million euros in consumer loans to 100,000 households.