iwoca is transforming small business lending by offering flexible credit facilities to the millions of SMEs that are underserved by banks. Its technology-driven risk platform draws on thousands of data points to make faster, fairer credit decisions, allowing iwoca to lend small businesses up to $150,000 within hours. With 7,500 transactions since its launch in 2012, iwoca is one of the fastest growing business credit providers in Europe. iwoca operates across the UK, Germany, Spain and Poland. iwoca is a founding member of Innovate Finance, the world’s first industry body for FinTech.