We are innovators, dreamers, scientists and engineers. Most importantly, we are pioneers and disruptors transforming consumer banking in China by adopting information based strategies (IBS). At Cafintech, we team-up leaders from top financial services and technology companies worldwide, e.g. Capital One (the most successful big data consumer finance company in the US), Fannie Mae (the leader in mortgages), Equifax (the credit data giant), Baidu (#1 search engine in China), and Jingdong (leading online retailer). We combine decades of best practices and data-based decision making from the US, to provide real situations to unique problems of consumer lending in China. Thereby providing data-driven decision making, solutions, and applications for the booming consumer finance sector.