Everything You Need to Know About Trended Credit Data - by Experian's Paul DeSaulniers

Paul DeSaulniers of Experian explains what trended credit data is, how it can help companies run their business, how companies can leverage trended data, the challenges of capturing the data and best practices; explains how trended credit data is underutilized but it is important to look at consumers over time instead of at a point in time; trended credit data includes fields such as credit limit, balance, actual payment, minimum payment due and date of payment expanded over a 24 month period with actual payment amount over time being the most important field; several examples of how different consumers look with trended credit data are shown in the video.