Unison introduced the home ownership investment category in 2007. Unison pays homeowners a percentage of their home’s value for the opportunity to share in the gain or loss in price when they sell – up to 30 years later. There are no monthly payments on the investment. Over the last decade, we’ve become the largest home ownership investor and expanded nationwide by bringing lenders, regulators, and institutional investors together. What sets Unison apart is true partnership: we invest at the same home value as the homeowner and share with them the downside risk and upside potential in unison. Unison HomeBuyer opens the door for people to buy the home they want with less debt and risk. Unison HomeBuyer matches the purchaser’s down payment up to 12.5% of the home’s price. This larger down payment makes it easier to qualify for a loan, increases buying power, lowers the monthly payment, and/or allows a buyer to reserve cash. Unison HomeOwner provides cash now to current homeowners without the added debt or payments of a home equity loan or HELOC.