Morrison & Foerster attorneys are recognized leaders in the field of lending. We advise our numerous bank and non-bank clients on the entire range of legal and regulatory issues affecting consumer and commercial credit, from licensing requirements, to product development, marketing, counterparty agreements, strategic relationships such as bank partnerships, electronic transactions, and disclosures, privacy and information security, to account management and debt collection/servicing. We have a tradition of providing innovative advice to our consumer and commercial credit clients and technology-based service providers to the industry. We are active in ongoing consumer and commercial credit policy, regulatory, and legislative initiatives affecting credit providers, with emphasis on the CFPB, the FTC, and other federal and state financial bodies that regulate financial activities and products. We also represent clients in regulatory investigations, enforcement actions, and other private and government proceedings involving bank powers and preemption, governance, compliance, and conduct in the market.