LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need – when and where they need it. Our proprietary technology combines traditional and next-generation underwriting and fraud detection techniques to provide loan decisions in real time, often in a matter of seconds. And our experienced leadership team and dedicated staff are focused every day on creating the best point-of-need consumer financing experience in the marketplace. We are here to build relationships with our customers, and to help our business partners grow and prosper by maximizing customer approvals, easily and efficiently.