LendIt Industry Awards
March 7 • Edison Ballroom • New York City

LendIt held its first annual Industry Awards celebration on March 7, 2017. The sold out event — following the largest LendIt USA Conference ever — showcased leaders from across the fintech industry.

Thank you to our 30 judges who evaluated and selected the winners, and a special thanks to our 17 lead judges serving as award category presenters who entertained the lively crowd from center stage.

Congratulations to all our winners!

Finalists and Winners
  • Executive of The Year
    Given to the senior executive who has demonstrated outstanding leadership, integrity, performance and team-building within his or her company, while at the same time contributing to advancement of the industry.
    Noah Breslow has served as OnDeck's Chief Executive Officer and Chairman of our board of directors since June 2012 and as our Chief Operating Officer from October 2011 to June 2012.

    Previously, Noah held many executive roles at OnDeck including Chief Product Officer (2009-2011), Senior Vice President - Products and Technology (2007-2009) and Vice President, Products and Technology.

    Prior to joining OnDeck, Noah was Vice President of Marketing and Product Management for Tacit Networks, Inc., a provider of wide area network optimization solutions.
    Matt has spent his career creating technologies and businesses that have transformed industries.

    In digital advertising he helped build, scale and optimize the Internet’s top advertising exchanges at Google, Admeld and LiveRail, which collectively handled trillions of transactions.

    As employee number seven at AdMeld (which was acquired by Google for $400M in 2011), Matt played a central role in all aspects of the company, from product development to sales to operations. After Google, Burton joined LiveRail (which was acquired by Facebook for $500M in 2014) where he continued to focus on programmatic exchanges.

    After transforming Online Advertising Matt changed his focused to Lending. In 2013 he founded Orchard Platform where he and his co-founders are combining their expertise in auction dynamics and bidding behaviors, extensive knowledge in credit risk and underwriting analytics to reimagine the future of credit.
    Dave is co-founder and CEO of Upstart. Dave was formerly President of Google Enterprise and built Google's billion-dollar cloud apps business worldwide, including product development, sales, marketing, and customer support.

    He started in Silicon Valley as a Product Manager at Apple and was an associate in Booz Allen's Information Technology practice. Dave started his career in software development with the Boston office of Accenture.

    He graduated from Dartmouth College with an AB in Engineering Sciences and a BE in Computer Engineering. Dave also holds an MBA from the University of Michigan with High Distinction.
    Matt Humphrey is the Co-Founder and CEO of LendingHome, the leading mortgage marketplace lender.

    Previously, Matt started an e-commerce platform called HomeRun in 2010 and sold it for over $100M only 18 months after launch. Over the last 10+ years, he's built companies in the spaces of consumer internet, social games, p2p content delivery, retail analytics, and more.

    He's also an active angel investor with over 75 investments in notable technology companies since 2012. When not working, he likes to travel the world, eat great food, drive racecars, and watch his beloved Steelers.

    Born and raised in Pittsburgh, Matt got a B.S. in CS and an M.B.A. from Carnegie Mellon where he matriculated at age 13.
    David Klein is CEO and Co-Founder of CommonBond, a leading fintech company that uses data and technology to lower the cost of student loans.

    Since launching in 2012, CommonBond has raised over $1 billion across equity and debt, and is the first and only company in finance with a 1-for-1 social mission: for every loan funded on CommonBond's platform, the company funds the education of a student in need in partnership with Pencils of Promise.

    A recognized authority on fintech and student debt, David's perspectives have been featured in The Wall Street Journal, Forbes, CNBC, TechCrunch, Inc. and more. He was featured on the Crain's New York 40 Under 40 list in 2016.

    Before starting CommonBond, David worked in consumer finance at American Express, where he led a $250M annual business. He started his professional career at McKinsey & Company, where he advised clients in the financial services industry.
    As the President and CEO, Scott oversees Lending Club’s strategic direction, operations and product lines.

    Before joining Lending Club, Scott was the Chief Marketing and Revenue Officer for eHealthInsurance, a publicly traded ecommerce company, where he led marketing, product, sales and customer service to bring double digit growth in revenue and new customer acquisition.

    Prior experience includes various senior marketing roles including President and Chief Marketing Officer of RedEnvelope, Inc., an e-commerce and catalog retailer of upscale gifts, and Senior Vice President of Marketing for the Home Shopping Network, a television and internet retailer of consumer products.

    In 2014 he was honored with a Sage Group Marketers that Matter award.
    Raul Vazquez is CEO of Oportun, a company that uses advanced data analytics and technology to provide affordable loans to Latinos and others with little or no credit history so they can establish credit and build a better future.

    Between its first loan in 2006 and September 30, 2016, Oportun helped more than 800,000 customers by disbursing nearly $3 billion through more than $1.6 million small dollar loans.

    Raul is the current chair of the Federal Reserve Board’s Community Advisory Council and also serves on the CFPB’s Consumer Advisory Board. Prior to joining Oportun, he spent nine years at Walmart in various leadership roles, worked in e-commerce start-ups, and was also a consultant and industrial engineer.

    Raul was recently appointed to the board of directors of Intuit and previously served on the boards of directors of Staples and the Hispanic Scholarship Fund.
  • Innovator of the Year
    Awarded to the company that has demonstrated a strong culture of innovation, producing groundbreaking changes in the industry.
    China Rapid Finance Limited operates the largest consumer lending marketplace in China, in terms of total number of loans, having facilitated more than 10 million loans since inception.

    Our mission is to use our proprietary technology to create a marketplace that fulfills the lifetime consumer credit needs of China's emerging middle class and provides investors with attractive returns.

    We serve our customers anytime through our mobile platform. We have the most expansive reach to our customers via our multi-data, omnichannel model. We have built predictive models using machine learning, big data algorithms and our scoring technologies, and have pre-approved millions of potential borrowers.

    We are the only marketplace lending platform in China to use Predicative Selection Technology to acquire customers on a massive scale at low cost, and fulfill our customers’ lifetime credit needs.

    In addition, we pride ourselves on our compliance with regulatory requirements and adoption of industry best practices.
    Fundbox offers small businesses previously unimaginable financial options by using predictive modeling and Big Data analytics to enable them to advance unpaid invoices.

    This simplifies and improves the way that they pay and are paid, rendering their cash flow gaps obsolete.
    LendKey is changing the way financial institutions do business through the market's most advanced lending platform and network. Lenders and asset managers are partnering with LendKey to bring borrowers a powerful, white-labeled lending platform that has redefined Lending-as-a-Service—and gives financial institutions of all sizes the ability to attract new business, grow relationships, manage liquidity, and mitigate risk.

    LendKey was founded in 2009, in a difficult market for financial institutions that still needed to compete and grow without adding capital or operational costs. Based in New York and Cincinnati, LendKey is at the center of the lending ecosystem—providing institutional investors, banks, credit unions, affiliates, and borrowers with access, efficiency, and speed.

    LendKey is a finalist for two awards: Innovator of the Year and Top Service Provider.
    Point logo
    Point creates innovative home equity finance solutions that are an alternative to conventional debt.

    Point's first product enables investors to purchase equity stakes in owner-occupied homes and provides homeowners with an alternative to secured debt.

    Before Point, Eddie was the co-founder of TrialPay (acquired by Visa), Yub (acquire by Coupons.com), Metails (acquired by Buy.com), and TXN (backed by Andreessen Horowitz and General Catalyst).
    XOR Data Exchange
    XOR Data Exchange was founded to bring security and accountability to data sharing.

    The Austin-based data and analytics outfit deploys permission-based, multi-industry data exchanges, built within ‘Privacy by Design’principles, which solve fraud and credit weaknesses plaguing consumer and small business service providers.

    XOR’s Compromised Identity Exchange, launched in May 2016, represents a major stride toward ending identity theft and fraud associated with data breaches.

    The platform allows financial service providers to accurately determine ID theft and fraud risk for individual consumers and accounts resulting from their involvement in one or more data breach.
    Zopa
    Zopa exists to create a richer life for everyone by making money simple and fair. It believes investing should be simple, smart, and rewarding. As an innovative consumer champion in personal finance, Zopa has helped over 245,000 people buy new cars, improve their homes, or take control of their finances with its award-winning personal loans. It has also helped over 59,000 active individual investors and several financial institutions lend over £2 billion directly to UK consumers and earn over £90 million in interest.
  • Fintech Woman of the Year
    Given to the senior executive who has demonstrated outstanding leadership, integrity, performance and team-building within her company, while at the same time contributing to advancement of the industry.
    Olympia De Castro is a Partner of Community Investment Management, an impact investment asset manager that provides debt financing to U.S. small businesses through innovative and productive financial technology lending platforms.

    Olympia’s responsibilities range from investment, strategy toadvocacy efforts that drive responsible lending in the small business lending sector. Previously, she was a Partner at Global Securities Capital Partners, focused in middle market private equity infrastructure investments.

    She consulted for the Louis Berger Group for governments on infrastructure project finance and worked at the IFC’s Access to Finance Group focused on global initiatives to bridge the gap for small business finance.

    Prior to this Olympia worked in several roles at Goldman Sachs both in the Investment Banking and Asset Management Divisions. Olympia received a M.I.A. in Economic and Political Development from Columbia University and a B.A. in Finance from University of Miami.
    Andrea Gellert serves as OnDeck’s Chief Marketing Officer, having led marketing at the company since November 2012.

    Prior to joining OnDeck, Ms. Gellert was Vice President of Client Services and Operations at Group Commerce Inc., an e-commerce platform for publishers, from September 2011 to October 2012.

    From July 2008 to September 2011, Ms. Gellert served as Vice President, Customer Experience and Retention, OPEN at American Express Company, a multinational financial services company.

    Ms. Gellert holds an A.B. in History and Literature from Harvard College, magna cum laude, and an M.B.A. from the Kellogg Graduate School of Management at Northwestern University.
    Jilliene Helman is the CEO and Founder of RealtyMogul.com. RealtyMogul.com is an online marketplace for real estate investing, connecting individual and institutional investors to commercial real estate investment opportunities.

    Jilliene is responsible for overseeing the strategic direction and operation of the business. She is a Certified Wealth Strategist and holds Series 7, 24 and 63 investment licenses. Previously, Jilliene was a Vice President at Union Bank, a subsidiary of the Bank of Tokyo Mitsubishi UFJ.

    The majority of Jilliene’s time with Union Bank was spent working in Wealth Markets as the Sales Development Manager for The Private Bank. Jilliene led a team of Sales Development Specialists, and coordinated sales efforts between the broker-dealer, registered investment advisor, lenders, trust advisors and wealth planners, and worked on investment accounts up to $300 million. She has underwritten over $5 billion of real estate.

    Jilliene holds a degree in Business Administration from Georgetown University. She has been featured in countless publications including Forbes, Entrepreneur, NYT and Bloomberg, and is a frequent speaker on the subjects of crowdfunding, real estate finance and entrepreneurship.
    Krista Morgan is cofounder and CEO of P2Binvestor (p2bi.com), a marketplace lending platform that provides crowdsourced, asset-secured working capital to growth companies in natural foods and other consumer packaged goods, personnel services, manufacturing, technology, and professional services.

    In the last 3 years, Morgan has grown P2Binvestor into a multimillion-dollar company, a thriving online marketplace, and one of the few tech-enabled commercial lenders that can underwrite and fund million-dollar lines of credit in a few days.

    In addition to running a financial technology startup, she is the cohost of the Women Who Startup Radio (a popular podcast), an ardent mentor to other women entrepreneurs, and a trusted leader who speaks regularly on business finance, fundraising, the importance of diversity in building great teams, and scaling a startup.
    Technology has played a role in Kathryn Petralia’s life since her parents gave her a TRS-80 computer at age nine. When Rob Frohwein shared his idea for Kabbage with Kathryn, she immediately saw the value in using technology to reexamine lending.

    She believed funding decisions could be automated based on access to real-time data generated by numerous business operations rather than a lengthy, manual process. Before co-founding Kabbage, Kathryn spent nearly 15 years working with large and small companies focused on credit, payments and e-commerce.

    An English major (and Kabbage’s resident grammar expert), Kathryn returned to her interest in technology to launch a number of successful startups. As someone who camped her way down the west coast to launch an e-commerce startup in the mid-90s, Kathryn can appreciate the lengths to which small businesses have gone to access capital.

    She also served as Vice President of Strategy for Revolution Money, an Internet-based credit card startup, and was a corporate development executive with CompuCredit Corporation, where she was responsible for entering new markets, developing products and establishing strategic alliances.
    Denise founded ApplePie Capital to create a new, more efficient source of capital for franchise businesses. As CEO and Chairman, she oversees all aspects of the company.

    Denise has more than 20 years of executive leadership experience in business and market strategy development. Her public and private company expertise spans the financial services, technology, healthcare, hospitality and online services industries, and she has led companies backed by leading venture capital firms, including Kleiner Perkins and Sequoia Capital.

    Denise has founded three other companies and held executive and management positions with SharesPost, Healthiest You, Navigenics, LesConcierges, OffRoad Capital, and National Semiconductor.
    Eva Wong is Co-Founder and COO of Borrowell, one of Canada's leading consumer fintech companies.

    Borrowell offers online personal loans to consumers with good credit and was the first company in Canada to offer credit scores for free to a mass audience.

    Through a partnership with CIBC, Borrowell powers a co-branded online loan product to the bank's customers. With a background in management consulting and business development, Eva has worked at Maple Leaf Foods, Oliver Wyman and a number of not-for-profit organizations. She was named one of Elle Canada magazine’s "9 Canadian Women Changing The Game" in 2016.

    Eva has degrees from Queen’s School of Business and the Harvard Kennedy School. She enjoys food blogs and baking projects with her two kids.
  • Top Consumer Lending Platform
    Awarded to the top consumer lending platform based on a combination of loan performance, volume, growth, product diversity and responsiveness to stakeholders.
    Avant
    Avant is an online lending platform that is the leading provider of credit alternatives to middle income consumers in the US & UK.

    Avant offers unsecured personal loans ranging from $1,000-$35,000 with funding as soon as the next business day, and has served more than 500,000 customers worldwide.

    Avant also offers its technology solutions to bank and non-bank partners via its "Powered By" product to offer an innovative digital lending experience to their customers.

    Avant, founded in late 2012, has raised over $600 million of equity capital and originated over $4 billion of loans on the platform.
    LightStream is an online, consumer direct lending solution, available nationwide from SunTrust Bank.

    Lend Academy research ranks LightStream as a 2015 top five online consumer lender with $1.5 billion in revenue.

    Unlike most personal loanplatforms, LightStream is not singularly focused on Debt Consolidation. We also lend for Vehicle Purchase/Refinance, Solar, Home Improvement, Medical, Vacation and other purposes.

    Offering fixed competitive rates, flexible terms and no fees, loans up to $100,000 can be delivered directly to a borrower’s bank account as soon as the same day, when conditions are met.

    Backed by a Rate Beat Program and Loan Experience Guarantee, LightStream is truly Lending Uncomplicated®.
    marlettefunding
    Marlette Funding is a next generation financial services company that simplifies how consumers borrow money.

    Our online personal loan platform enables qualified applicants to see loan offers in as little as 3 seconds and receive funds as soon as the next day. The first lending product on this platform, the Best Egg® unsecured personal loan, has originated over $2.5 Billion since launching in March 2014.
    SoFi
    SoFi is a new kind of finance company taking a radical approach to lending and wealth management.

    From unprecedented products and tools to faster service and open conversations, we’re all about helping our members get ahead and find success.

    Whether they’re looking to buy a home, save money on student loans, ascend in their careers, or invest in the future, the SoFi community works to empower our members to accomplish the goals they set and achieve financial greatness as a result.
    Upstart logo
    Upstart is a fast-growing lending marketplace expanding access to credit on reasonable terms.

    Our proprietary algorithm looks beyond credit scores to predict income potential and default rates more accurately than any other financial institution.

    Since launching in May 2014, we’ve helped more than 48,000 borrowers with over $600M in loans.
    Zopa
    More than a decade ago our founders saw a simple problem; people borrowing money were being charged high rates and those able to invest money were getting low returns. Everyone was losing out.

    Our founders wanted to change this and knew that by matching borrowers and lenders directly, both would be better off. Their goal was, and still is, to make money simple and fair.

    A loan should be there to help you, not hold you back.

    So far, we’ve helped 233,000 people buy new cars, improve their homes, or take control of their finances.

    An investment should be rewarding, but also ethical.

    Our investors have lent over £2.02 billion directly to UK consumers since 2005.

    Fair rates, managed risks, and better rewards.
  • Emerging Consumer Lending Platform
    Awarded to the young company that has demonstrated the greatest potential to impact the future of consumer lending.
    Afluenta
    Afluenta is the first and only pan-regional Latin American marketplace lending company with operations in Argentina, Mexico and Perú (soon in Colombia and Brazil).

    We connect creditworthy individuals and SMEs with retail and institutional investors, complying with local regulations and complete data transparency. Our technology advanced provides an innovative opportunity for lenders interested in getting better returns and investing in consumer and SMEs loans, without the burdens traditional financial intermediary.

    In Latin America, banks have a dominant position. Three of four banks in each market have a significant market share, but the ratio of consumer loans penetration vs. countries’GDP remains significantly low when compared with more developed markets.

    Therefore, the role of P2P lending platforms is highly relevant to increase access to financial inclusion with fairer credit conditions and provide an alternative investment asset.
    Ascend
    Ascend is redefining credit risk management through the use of real-time data and behavioral analytics on a post-acquisition basis.

    Modeled after proven innovation that has transformed other risk-based industries, our first product, RateRewards, empowers consumers to prove their real-time creditworthiness.

    RateRewards continually re-assesses each borrower's risk, enabling those that consistently display positive financial behaviors to earn up to 50% off their monthly interest expense.

    In market since April, 2015, Ascend has received significant industry, regulatory, and investor support, including participation in the CFSI/JPMorgan Chase Financial Solutions Lab. Learn more at ascendloan.com
    We believe home finance should be better for all Americans. It should be fast, transparent, and low-cost. Better’s mission is to make that happen.

    This is a huge, important part of our economy. Housing overall is a $23 trillion business, and mortgages account for $13 trillion. Yet home finance operates in the same way it has for decades — through opaque systems and expensive intermediaries whose interests are misaligned with consumers’.

    That’s why Better is re-engineering the home finance process from the ground up. We’re using technology to make it faster and more efficient, and humans to help make it friendly and enjoyable.

    Please join us in making home finance better.
    borrowell
    Borrowell is a Canadian fintech lender that offers personal loans and free credit scores. After launching personal loans in April 2015, it was the first company to offer Canadians their credit scores for free in June 2016, partnering with Equifax.

    In October 2016, Borrowell launched a co-branded partnership with CIBC, enabling it to become the first big bank in Canada to offer a completely online personal loan. Of the partnership, AltFi wrote “the Borrowell integration may well represent the first time that any major bank anywhere has employed a marketplace lending platform to offer consumer loans to its client base.”

    Borrowell was one of the first platforms globally to launch with a bank partner, and counts among its investors leading banks and financial institutions.
    flexiti logo
    Flexiti Financial is a Canadian sales financing company founded in 2013. We help retailers increase their bottom line by providing better sales financing options than a standard credit card, with lower interest rates, longer payment terms and revolving credit.

    Using a mobile application process and patented ID scanning technology, we provide you with quick, simple and instant Point-of-Sale (POS) financing for your customers.

    No paperwork, no scanning and mailing, plus you get paid within two business days! Not only can we complete the financing application on any device, anywhere, and provide credit approval within minutes, but we also have higher approval rates and offer your customers flexible payment options at interest rates significantly below current options in the market.

    This means your customers can purchase what they need, when they need it, and walk out of the store and also save money.
    Float Credit
    Float is a digital lending platform that offers fast, friendly, and affordable credit at the touch of a button.

    We are empowering young consumers to prove their creditworthiness through real-time personalized underwriting and a product that is specifically designed for the modern, mobile consumer.
  • Top Small Business Lending Platform
    Awarded to the top small business lending platform based on a combination of loan performance, volume, growth, product diversity and responsiveness to stakeholders.
    Ascentium Capital
    Ascentium Capital LLCis a direct lender specializing in a broad range of financing, leasing and small business loans to fuel business growth.

    Our unique finance platform, combined with exceptional customer service, paves the way for fast, flexible financing for virtually any business need.

    The company’s offering benefits equipment manufacturers, distributors, franchise organizations, as well as providing direct financing options for small, mid-size and Fortune 500 companies.

    Ascentium Capital is backed by the strength of leading global investment firm Warburg Pincus LLC.
    Funding Circle
    Funding Circle is the world’s leading lending platform focused exclusively on business finance, matching small businesses who want to borrow with investors who want to lend. Set up in 2010, investors have lent $3 billion to 25,000 businesses across the UK, US and Europe.

    Funding Circle loans are funded by a diverse array of investors including more than 60,000 individuals, local and national government, financial institutions, and the first single platform direct lending fund - Funding Circle SME Income Fund (FCIF).

    12% of lending now comes from national and supra-national government following partnerships with the British Business Bank, KfW, the European Investment Bank and the European Investment Fund.

    In the UK, lending through Funding Circle has contributed £2.7 billion to the economy and supported the creation of 50,000 new jobs. It has raised ~$380m in equity capital from the same investors that backed Facebook, Twitter and Airbnb.
    iwoca
    iwoca is transforming small business lending by offering fast and flexible credit facilities to SMEs across Europe.

    Its award-winning technology platform draws on thousands of data points to make faster, fairer credit decisions, allowing iwoca to lend a small business up to £100,000 within hours.

    With 22,000 transactions since its launch in 2012, iwoca is one of the fastest growing business credit providers in Europe.

    iwoca operates across the UK, Germany, Spain and Poland. iwoca is a founding member of Innovate Finance, the world’s first industry body for FinTech, and is also a member of the UK Government's Tech City Future Fifty.
    Kabbage
    Kabbage Inc. was established in 2008 by Rob Frohwein, Kathryn Petralia, and Marc Gorlin, who recognized the need for a vastly improved lending infrastructure.

    The Kabbage small business product is a permanent line of credit up to $100,000. The Kabbage data platform continues to monitor each customer and adjust credit lines as needed. Kabbage also licenses its fully automated data and technology platform.

    Large banks and other organizations can configure the platform to provide seamless, automated financing to their customers.

    Today, the Kabbage Platform has funded more than $2 billion in loans directly through kabbage.com and through relationships with partnering organizations worldwide.
    OnDeck
    Created to support and empower small businesses, OnDeck is 100% committed to serving its customers with the smartest financing solutions and world class service.

    OnDeck is the secure financing service that business owners everywhere can truly rely on.
    Street Shares
    The StreetShares community brings together business owners in search of funding and investors looking for both financial and social returns.

    In the end, business owners get the best deal possible, and investors earn a solid return while supporting American small business - everybody wins.
    SmartBiz
    SmartBiz is the #1 online marketplace for SBA loans.

    The company’s advanced software streamlines the SBA loan application and origination process.

    Small businesses can now apply online, and qualified applicants can get funds in as fast as 7 days while banks can make SBA loans more efficiently than ever before.
  • Emerging Small Business Lending Platform
    Awarded to the young company that has demonstrated the greatest potential to impact the future of small business lending.
    ApplePie Capital
    ApplePie Capital is a marketplace lender that focuses exclusively on the franchise industry and its $45B (and growing) annual capital demand.

    ApplePie enables investors to earn attractive fixed-income returns with well-established franchise brands across a broad array of industries.

    ApplePie originates loans starting at $100k to small businesses supported by proven franchise brands with performance history across dozens or even hundreds of units.

    Their loan marketplace enables franchise businesses to access capital more efficiently, and unlocks this diverse asset class for investors to fuel economic growth and jobs in local communities.
    capital float
    Capital Float is the pioneer of digital lending in India.

    With its technological expertise and Big Data Analytics competencies, the company has significantly simplified the process of applying for and disbursing loans.

    Capital Float frequently evaluates and services segments that are high potential, but traditionally underserved by financial institutions. The company also manages India’s largest online lending marketplace, with leading banks and financial institutions participating as lenders.

    Founded in 2013, Capital Float is the trade name for Zen Lefin Private Limited, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India.

    The company has partnered with ecosystems across various verticals such as e-commerce (Snapdeal, PayTM, Shopclues, eBay, Alibaba, Amazon, etc.), travel and hospitality (VIA and Yatra), retail (Mswipe, Pine Labs, Bijlipay, ICICI Merchant Services) and taxi aggregators (UBER) etc.

    Capital Float is headquartered in Bangalore with offices in Delhi, Chennai and Mumbai.
    Credibility Capital
    In today's banking environment, obtaining financing can be difficult for a majority of these businesses, even for those with good credit histories and strong balance sheets.

    Our platform matches businesses with institutional investors to fund loans ranging from $10,000 to $350,000.

    Our investors include banks, hedge funds, family offices, and insurance companies with an appetite for current income that are making substantial allocations to this asset class.

    Borrowers are sourced directly by our partners such as Dun & Bradstreet.
    Lendio
    Lendio is a free online service that helps business owners find the right small business loans within minutes.

    The center of small business lending, our passion is fueling the American Dream by uniting the small business loan industry and bringing all options together in one place, from short-term specialty financing to long-term low-interest traditional loans.

    Our technology makes small business lending simple, decreasing the amount of time and effort it takes to secure funding.
    Lendix
    Lendix is a leading European online marketplace for business loans. It operates in Spain, soon in Italy and is the #1 platform in France. On Lendix, SMEs can borrow directly from private and institutional lenders.

    Lendix offers creditworthy SMEs faster and simpler access to financing. The core differentiators of Lendix are its technology, alignement of interest and transparency.

    We are backed amongst others by Partech Ventures and CNP Assurances. Lendix reached #32 in the global 2016 FINTECH100 ranking by KPMG & H2 Ventures. We have so far enabled over €60 million of loans to SMEs of all sizes and sectors.
    wunder capital
    Wunder is a financial technology company that is based out of Boulder, Colorado. Founded in 2013, Wunder participated in the Techstars technology accelerator program.

    Wunder Capital develops and manages solar investment funds by leveraging its national partnership network, tested processes, proprietary underwriting framework, and best-in-class online investment portal.

    Wunder allows accredited U.S. investors to invest in funds that finance the construction of small commercial solar projects across the U.S. Wunder’s online investment platform allows investors to earn up to 8.5% annually, while diversifying their portfolio, curbing pollution and combating global climate change.
  • Top Real Estate Platform
    Awarded to the top real estate platform based on a combination of performance, volume, growth, product diversity and responsiveness to stakeholders.
    LendingHome
    LendingHome, the largest, fastest-growing mortgage marketplace lender. Under Matt’s helm, LendingHome has reimagined the traditional mortgage process to transform it into a fast, transparent, and reliable marketplace for borrowers and investors.

    To do this, they have built the sophisticated end-to-end technology platform and infrastructure required to allow for a smooth customer experience on the front-end and operational efficiencies on the back-end.

    LendingHome has funded over $1B in mortgage loans since it launched in 2013. The company has raised over $100 million in equity funding from prominent investors including Renren, Ribbit Capital, Foundation Capital, and First Round Capital.
    LendInvest
    LendInvest is the leading peer-to-peer marketplace for property. We spun out of an existing mortgage lending business that was set up in 2008; and we launched as a P2P platform in 2013. Since launching, we have originated over £400m of loans, and are regarded as one of the leading short-to-medium term mortgage lenders in the UK.

    All of our loans are secured by a registered first charge against property in the UK; and we have consistently provided returns to investors between 6-9% per annum. We have an unrivalled track record in the short-term mortgage lending space, and have some of the best credit underwriting systems in the market. 

    In June 2015, LendInvest became the first P2P platform (in Europe?) to be rated by a regulated credit rating agency.
    RealCrowd
    RealCrowd is the world’s largest real estate direct investment marketplace, having brought its investors over $2.5 billion of real estate investment opportunities.

    We provide a direct connection between investors and professional real estate managers with an average portfolio track record in excess of $600 million.

    Investors can choose from retail assets, multifamily investments, office, industrial and even debt funds.

    It is our mission to provide retail investors a transparent, efficient and low cost means to invest online, from the comfort of their own home.

    No more paying exorbitant fees to non-traded REIT’s or expensive middleman money managers. Invest direct, it’s just better.
  • Emerging Real Estate Platform
    Awarded to the young company that has demonstrated the greatest potential to impact the future of real estate investing.
    Fund That Flip
    Fund That Flip, Inc. is a venture-backed real estate investment marketplace specializing in short-term loans for residential real estate investors.

    Fund That Flip’s technology provides ease-of-use, speed and transparency to professional real estate rehabbers.

    For accredited and institutional investors the platform automates sourcing, underwriting and loan origination, providing unprecedented access to this desirable asset class. Fund That Flip is headquartered in New York City.
    Income&
    Income& is reinventing the idea of fixed-income investing.

    Traditional fixed-income options feature either frustratingly low yields or exceedingly high risk. That’s why it invented the PRIMO, a new kind of investment with higher yields and lower risk. With 10,000 baby boomers retiring every day, millions of Americans seek the safety of a low-risk, high-yield, fixed-income product as part of a diversified portfolio.

    Until the launch of PRIMOs, nothing on the market satisfied this demand. While others were avoiding the residential mortgage market, Income& built a way to treat it responsibly. By offering a product with high levels of transparency and unprecedented customization options, Income& is doing the opposite of what the banking industry has been doing for many years, and is the first marketplace lending company to focus primarily on the investor side of the equation.

    Income& is dedicated to making fixed-income investing simpler, safer, and more transparent for all.  Its next generation peer-to-peer marketplace gives investors full visibility into individual mortgage loan data and performance, and the ability to only invest in PRIMOs that fit their risk profile.
    PeerStreet
    About PeerStreetPeerStreet is a platform for investing in real estate backed loans.

    Founded by real estate attorney, Brew Johnson and former Google executive, Brett Crosby, PeerStreet allows investors to easily invest in high-yield real estate loans that were historically difficult to access.

    PeerStreet’s platform is secure and intuitive with an easy-to-use interface and a wealth of information and tools for every level of investor.
    point
    Point creates innovative home equity finance solutions that are an alternative to conventional debt.

    Point's first product enables investors to purchase equity stakes in owner-occupied homes and provides homeowners with an alternative to secured debt.

    Before Point, Eddie was the co-founder of TrialPay (acquired by Visa), Yub (acquire by Coupons.com), Metails (acquired by Buy.com), and TXN (backed by Andreessen Horowitz and General Catalyst).
    Sharestates
    Sharestates is a real estate investment marketplace that allows individual and institutional investors to participate in rigorously vetted debt offerings.

    All of the offerings on Sharestates' platform have passed through a 34-point underwriting process.

    Founded by Allen Shayanfekr and real estate veterans, Radni Davoodi and Raymond Y. Davoodi of the Atlantis Organization, Sharestates has combined proprietary technology with a proven track record of business development expertise to become the fastest growing real estate crowdfunding marketplace, doubling every year since its 2015 launch.
  • Top Fund Manager
    Presented to the leading fund manager that has demonstrated vision and commitment to the online lending sector, while delivering outstanding performance.
    HCG logo
    HCG Funds looks for outside market investment opportunities that exhibit low volatility and that are uncorrelated to the behavior of public market securities.

    The firm was founded in 2009, and since 2012, has been at the vanguard of formulating investment programs around Peer-to-Peer platforms.

    HCG Funds strives to identify and develop strategic relationships with platforms that will become tomorrow’s leaders in their market segments.
    Prime Meridian Capital Management is an investment management firm specializing in online/Peer-to-Peer (P2P) Marketplace Lending strategies.

    Our funds provide investors with low cost access to short-duration, high yield loan portfolios by taking advantage of the efficiencies in the burgeoning P2P lending space.

    Loans include consumer debt consolidation, small business financing, real estate, auto financing, and more. We select loans using a risk-based pricing approach that focuses on yield, duration, and credit quality with the objective of achieving consistent returns that have low volatility and low correlation to other asset classes.

    The construction of our funds is designed to create a diversified loan portfolio in each of the P2P/Marketplace Lending verticals: consumer loans (Prime Meridian Income Fund), small business loans (Prime Meridian Small Business Lending Fund), leveraged consumer loans (Poise Lending Fund), and real estate loans (Prime Meridian Real Estate Lending Fund).
  • International Innovator of the Year
    Awarded to the company, domiciled outside the US, that has demonstrated a strong culture of innovation, producing groundbreaking changes in the industry.
    Afluenta
    Afluenta is the first and only pan-regional Latin American marketplace lending company with operations in Argentina, Mexico and Perú (soon in Colombia and Brazil).

    We connect creditworthy individuals and SMEs with retail and institutional investors, complying with local regulations and complete data transparency. Our technology advanced provides an innovative opportunity for lenders interested in getting better returns and investing in consumer and SMEs loans, without the burdens traditional financial intermediary.

    In Latin America, banks have a dominant position. Three of four banks in each market have a significant market share, but the ratio of consumer loans penetration vs. countries’GDP remains significantly low when compared with more developed markets.

    Therefore, the role of P2P lending platforms is highly relevant to increase access to financial inclusion with fairer credit conditions and provide an alternative investment asset.
    finomena
    Finomena is the one of the leading consumer lending company in India providing access to credit to ~600Mn young Indians who are out of coverage of the credit bureaus.

    Finomena develops complex credit assessment algorithms using machine learning and AI concepts by gathering alternative mobile data and innovating on disbursal of credit via online / mobile channels.

    The company has a vision to bring financial inclusion to a country of 125 Mn people by focusing on "small tenure, small ticket size, unsecured" retail lending.
    Logo Innovative Assessments
    Innovative Assessments (IA) uses psychometrics to assess creditworthiness based on a borrower’s personal character.

    IA's patent pending technology measures key character traits that predict borrowers' willingness to repay their loans, above and beyond their ability to repay.

    IA's solution has been validated cross-culturally, is non-biased, fraud resistant, and augments financial credit scores.

    Above all, IA helps lenders approve more loans among the underbanked, while simultaneously helping good people qualify for the affordable credit they deserve.
    Shenzhen RRJC Financial Informational Service Co.
    As one of the earliest, and most professional Internet Finance Platforms, RRJC.com focuses on private mortgage loan services. It is committed to providing the most professional financial information services for individuals and small businesses.

    The company is run by Shenzhen RRJC Financial Informational Service Co, Ltd. Since its founding in 2011, RRJC.com has securely operated for over five years. As deputy president of Shenzhen International Finance Chamber of Commerce, council of Guangdong International Finance Association and Shenzhen International Finance Association, the company was awarded the China New Finance List in 2016 and was named as a national A-level P2P platform in 2 consecutive years.

    As of May 31, 2016, the platform has 5.34 million registered members, with more than 220,000 members having used its lending service.

    RRJC.com’s transaction volume has reached 12.4 billion Yuan and the estimated value of the company is more than 2 billion Yuan. The company is the largest private mortgage service provider in Shenzhen. Its auto loan service is ranked second place nationwide with over 100 stores in China and 3100 employees covering 25 provinces and cities.
    Trulioo
    Trulioo is a global ID verification company that provides advanced analytics from traditional and cyber data sources to instantly verify identities online.

    The company’s mission is to solve global problems associated with verifying identities online by powering fraud prevention and compliance systems for hundreds of clients worldwide in an effort to increase trust and safety online.

    Trulioo's bank-grade identity verification product, GlobalGateway, enables businesses to perform frictionless identity verification for 4 billion people in over 60 countries via more than 200 data sources - the widest coverage in the market.

    GlobalGateway helps businesses comply with Anti-Money Laundering (AML) and Know Your Customer (KYC) identity verification needs, and provides a reliable and trustworthy way for businesses to evaluate new and existing users through one, single portal or API.
  • Top Law Firm
    Presented to the law firm that has demonstrated deep expertise, unique value, and commitment to clients and the dissemination of legal best practices for online lending.
    Manatt, Phelps & Phillips, LLP, is one of the nation's leading law and consulting firms, with offices strategically located in California, New York and Washington, D.C.

    The firm represents a sophisticated client base — including Fortune 500, middle-market and emerging companies — across a range of practice areas and industries. Manatt is a full service law firm with practice areas including peer-to-peer lending and crowdfunding, venture capital and private equity, corporate finance and securities, M&A, tax, litigation, intellectual property, labor and employment, financial services, real estate, healthcare and entertainment.

    Our P2P group works with platforms, investors and service providers in the space to provide a comprehensive P2P solution. We advise several companies in each of the three main verticals - consumer, small business and real estate - and we represent several other specialty platforms. We tailor legal solutions to specific business objectives and market constraints. Manatt works with the largest companies in the industry as well as smaller start-ups to perform a customized risk-based assessment and action plan to get and keep clients moving as efficiently as possible.

    We work actively with companies and investors from North America, Europe and Asia to guide them through this dynamic landscape.
    Orrick, Herrington & Sutcliffe
    Orrick is a leading global law firm with a focus on technology, energy and finance.

    Our focus on Fintech evolves with the industry, and we advise more than 1,600 high-growth clients. In the past year, we have assisted clients in raising $6.6 billion in financing rounds and executed $45 billion in M&A transactions globally. Our finance team is among the most active securitization firms.

    In 2016, we advised on many innovative securitizations, including complex transactions for fintech platforms, and are consistently top-ranked for our capabilities. Our Public Policy team advises platforms on managing the evolving regulatory landscape, and our Litigation and Appellate teams assist clients in interpreting critical decisions such as Madden.

    Orrick has been recognized by the Financial Times as among the top law firms in its 'Most Innovative US Law Firms' report in 2016 and by Law360 as Technology Firm of the Year (2014, 2015).
    Cadwalader, Wickersham & Taft
    Cadwalader, Wickersham & Taft LLP, founded in downtown New York in 1792, is proud of more than 200 years of service to many of the world's most prestigious financial institutions and corporations.

    With more than 450 attorneys practicing globally, we offer clients innovative solutions to legal and financial issues in a wide range of areas. Cadwalader has formed an interdisciplinary Marketplace Lending Practice to advise clients with developing new products and structures, to coordinate complex financings, to devise cross-border structures with issues relating to company formation, fund formation, consumer credit regulations, private and public financings, M&A transactions, investment properties and more.

    Our highly experienced team is uniquely positioned to advise issuers, underwriters, investment and commercial banks, alternative investment funds, private equity, technology innovators, entrepreneurs, specialty financing companies, SMEs, structured finance participants, asset managers, insurance companies, and other stakeholders.

    Recognized among the Most Innovative Law Firms by the Financial Times, and two-time winner of Securitization and Structured Finance Deal and Team of the year by IFLR, our team is distinctively qualified to advise on issues related to alternative finance & marketplace lending.
    Clifford Chance's marketplace lending group is dedicated to helping platforms, aggregators, lenders and investors develop and implement asset financing, securitization, fund formation and other public and private capital-raising solutions in the rapidly emerging online lending marketplace arena.

    Clients love our creative cross-disciplinary problem solving and commitment to their commercial success. Clifford Chance US LLP has nearly 300 lawyers in our offices in New York and Washington, D.C., advising domestic and international clients in the US, the Americas and across the globe.
    Chapman and Cutler
    Chapman and Cutler attorneys are at the forefront of developing structures for marketplace lending platforms (including “peer-to-peer” programs).

    We have extensive experience representing internet-based companies engaged in consumer, student, and small business lending and other asset classes. We have the experience needed to help our clients comply with the novel legal and regulatory issues presented by these programs.

    Our broad experience in asset-backed transactions enables us to provide effective advice to our clients in connection with this developing market sector and future securitizations of internet-based loans.
    Ballard Spahr
    Ballard Spahr represents companies of every size in every segment of the fintech ecosystem.

    Our clients range from the largest commercial and investment banks to institutional investors, online lenders of every description (including true marketplace and balance sheet; consumer and small business; all asset classes), fintech companies offering non-lending services (e.g., payments), bank sponsors and service providers assisting these companies.

    We document and advise on bank, platform and investor relationships; provide extensive consumer regulatory advice, documentation and diligence assistance; help with state licensing; and handle lawsuits and enforcement matters.
  • Top Accounting Firm
    Presented to the accounting firm that has demonstrated deep expertise, commitment to clients and the fostering of a deeper understanding of online lending.
    bpmcpa
    BPM provides comprehensive financial and business counsel to platforms, investors and service providers across the country.

    Starting a business is difficult and unpredictable, and having the right advice every step of the way is critical. BPM's advisors work with early-stage and emerging clients from day one to establish a strong foundation.

    Our team is here to talk through options and to help you think through the implications of your decisions. With full-service capabilities in audit, tax and consulting, we possess in-depth knowledge of the financial services industry - its key processes, challenges surrounding growth and performance, regulatory compliance and governance, and the many other complex accounting and reporting issues you face.

    Our group’s collective knowledge representing a diverse client base in the financial services industry allows us to serve as experts in tech-enabled lending. We specialize in areas including auditing and technical accounting, mergers and acquisitions, student lending, Service Organization Control (SOC) reporting and IPO readiness. Get in touch with us to learn how we can help.
    deloitte
    “Deloitte” is the brand under which tens of thousands of dedicated professionals in independent firms throughout the world collaborate to provide audit, consulting, financial advisory, risk management, tax, and related services to select clients.

    These firms are members of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee (“DTTL”). Each DTTL member firm provides services in particular geographic areas and is subject to the laws and professional regulations of the particular country or countries in which it operates.
    KPMG
    KPMG professionals are at the forefront of the marketplace lending sector, helping platforms, investors, service providers, emerging leaders, and established players, fulfill their vision.

    We are the trusted advisors to the world’s leading financial services organizations.
    PwC
    At PwC, our purpose is to build trust in society and solve important problems. PwC is a network of firms in 157 countries with more than 223,000 people who are committed to delivering quality in assurance, advisory and tax services.

    Our Consumer Finance Group focuses on mortgage banking, auto finance, credit cards, and other forms of consumer credit. We are at the forefront of the industry, working to anticipate, understand and resolve emerging industry opportunities and issues.
  • Top Fintech Equity Investor
    Awarded to the venture capital or private equity firm that has invested in a range of successful fintech startups and contributed to the industry's vision.
    Canaan Partners
    Canaan Partners is an early stage venture capital firm that invests in entrepreneurs with visionary ideas.

    With $4.2 billion under management, a diversified fund and 190 exits to date, Canaan has invested in some of the world's leading technology and health care companies over the past 30 years.

    Canaan’s focus areas include fin tech, enterprise/SaaS, marketplace, e-commerce, biopharma, digital health and medtech.
    Center for Financial Services Innovation
    The Center for Financial Services Innovation manages the Financial Solutions Lab, established in partnership with JPMorgan Chase & Co. in 2014. Since that time, we have invested over $5 million in 16 fintech startups and 2 nonprofits who are working to bring financial health to more Americans.

    To date, the 16 for-profit companies in the FinLab portfolio have raised over $120MM in follow-on capital since joining the Lab, and grown their collective user base from approximately 130,000 Americans to more than 1,300,000, a 10x improvement in 18 months.
    Khosla Ventures
    Khosla Ventures provides venture assistance and strategic advice to entrepreneurs working on breakthrough technologies.
    SenaHill Partners
    SenaHill Partners is a merchant bank offering a full suite of investment, operating and advisory services to the financial technology sector.

    From inception and capital raising through scaling and growth to strategic exit, SenaHill bridges the gap between FinTech innovators and global financial institutions to bring a new level of efficiency, collaboration and success to the industry.
  • Most Innovative Bank
    Conferred upon the bank that is leading the way in embracing fintech and new means of doing business.
    Cross River Bank
    Founded in 2008, Cross River Bank is a trusted community institution and an emerging leader in the marketplace lending and payment solutions space.

    Cross River combines technology and innovation with an unwavering commitment to industry best practices in regulatory compliance and service. The team at Cross River sees today’s capital seekers as tomorrow’s pioneers and leaders.

    We bring deep expertise and decades of experience to all facets of the banking world. That experience, coupled with leading-edge technology and dedication to a fully compliant, secure platform ensures our clients can worry less about process and focus more keenly on growth.

    Ideate, integrate, innovate. Cross River is leading the banking industry into a world that embraces and facilitates diversification, disintermediation, growth, opportunity and prosperity. Cross River Bank is Member FDIC and an Equal Housing Lender.
    Goldman Sachs
    Marcus by Goldman Sachs provides products to help people manage their finances.

    The first product from Marcus is a fixed-rate, no-fee unsecured personal loan that enables customers to tailor their monthly payment options to fit their schedule and budget.

    Marcus is supported by the Goldman Sachs Group and its 147-year history of financial expertise, risk management and customer service.
    ICICI Bank
    ICICI Bank Ltd (NYSE:IBN) is India’s largest private sector bank by consolidated assets. The Bank’s consolidated total assets stood at US$ 144.7 billion atSeptember 30, 2016.

    ICICI Bank's subsidiaries include India's leading private sector insurance, asset management and securities brokerage companies, and among the country’s largest private equity firms. It is present across 17 countries, including India.

    ICICI Bank has a rich legacy of providing innovative products and services in the banking sector, ICICI Bank is credited with many path breaking initiatives among others like iMobile, India’s first mobile banking app; Coral Contactless Credit Card; icicibankpay, funds transfer on Twitter; Money2World, overseas remittance within one international working day; Touch Banking, India’s first fully automated bank branches that have been recognised as the first of its kind in the industry.
    UBS
    UBS draws on its over 150-year heritage to serve private, institutional and corporate clients worldwide, as well as retail clients in Switzerland.

    Its business strategy is centered on its pre-eminent global wealth management businesses and its leading universal bank in Switzerland, complemented by its Global Asset Management business and its Investment Bank, with a focus on capital efficiency and businesses that offer a superior structural growth and profitability outlook.

    Headquartered in Zurich, Switzerland, UBS has offices in more than 50 countries, including all major financial centers, and approximately 60,000 employees. UBS Group AG is the holding company of the UBS Group. Under Swiss company law, UBS Group AG is organized as an Aktiengesellschaft, a corporation that has issued shares of common stock to investors.

    The operational structure of the Group comprises the Corporate Center and five business divisions: Wealth Management, Wealth Management Americas, Retail & Corporate, Global Asset Management and the Investment Bank.

    The Investment Bank provides corporate, institutional and wealth management clients with expert advice, innovative financial solutions, outstanding execution and comprehensive access to the world’s capital markets. It offers financial advisory and capital markets, research, equities, foreign exchange, precious metals and tailored fixed income services in rates and credit through its two business units, Corporate Client Solutions and Investor Client Services.

    The Investment Bank is an active participant in capital markets flow activities, including sales, trading and market-making across a range of securities.
    WebBank is the Bank Behind the Brand, which is a national issuer of online consumer and small business loans through Brand partners, which include finance companies, OEMs, retailers and financial technology companies.

    The Bank is a leading niche player in the digital lending space-driving innovation in financial products through Strategic Partner relationships. WebBank as an FDIC insured Utah State Chartered Bank
  • Top Service Provider
    Presented to the service provider that has demonstrated deep expertise, unique value, strong ROI, commitment to clients and the fostering of a deeper understanding of online lending.
    Blend
    Blend modernizes the mortgage process with data science, automation, and sleek design — powering the digital mortgage, while leaving the lending to those who know best.

    Already partnered with numerous top-10 and -20 lenders, Blend provides lenders with the tools they need to verify borrower information efficiently, ensuring loan quality while shortening application times.

    Additionally, Blend significantly relieves homebuyer anxiety, giving borrowers a painless, digital application that shines a light on the traditionally opaque process.
    Cloud Lending Solutions
    Cloud Lending Solutions, a leading cloud-based financial services technology company, empowers the global lending community to connect with their borrowers by transforming the borrower and lender experience.

    Built on Salesforce, the worlds #1 CRM, Cloud Lending Solutions is the lending industry’s only end-to-end loan and leasing software specifically designed to digitize the entire lending process; from origination, underwriting, servicing, to collections, creating a single system of record within the lending operations.

    Clients include banks, credit unions, traditional finance companies, online lenders, and marketplace platforms.
    First Associates Loan Servicing
    First Associates Loan Servicing is the leading loan servicer in the marketplace lending industry. The company celebrated their 30th anniversary in 2016 and works with most of the platforms, institutional investors that purchase loans, and industry participants throughout the marketplace lending ecosystem.

    Their high-touch levels of service help marketplace lending platforms improve portfolio performance and build stronger customer relationships. First Associates’ modular, turnkey approach to service allows lenders to focus on their core activities while increasing the scalability of their organizations. While most servicers are disadvantaged by old legacy technology, First Associates utilizes the state-of-the-art technology and the cloud-based infrastructure to meet the demands of any client.

    A servicer needs to be a “fin-tech” company in order to service the marketplace lending “fin-tech”industry. Headquartered in San Diego, First Associates has it all: an experienced team of industry veterans with first-rate knowledge and access to exceptional technology to support their efforts. They provide effective services that are scalable, flexible, secure and compliant.
    LendKey is changing the way financial institutions do business through the market's most advanced lending platform and network.

    Lenders and asset managers are partnering with LendKey to bring borrowers a powerful, white-labeled lending platform that has redefined Lending-as-a-Service—and gives financial institutions of all sizes the ability to attract new business, grow relationships, manage liquidity, and mitigate risk.

    LendKey was founded in 2009, in a difficult market for financial institutions that still needed to compete and grow without adding capital or operational costs. Based in New York and Cincinnati, LendKey is at the center of the lending ecosystem—providing institutional investors, banks, credit unions, affiliates, and borrowers with access, efficiency, and speed.

    LendKey is a finalist for two awards: Innovator of the Year and Top Service Provider.
    Millennium Trust Company logo
    Millennium Trust Company’s simple, creative, technology-driven custody solutions are tailored to meet a growing range of needs.

    Our solutions can help you comply with current regulations, introduce independent checks and balances into fund operations, and create operational efficiencies.

    As marketplace lending continues to expand and investors seek to diversify, we collaborate with small and large institutions to solve the more complex custody issues that often arise.

    In addition, our Millennium Alternative Investment Network™ (MAIN™) provides a way for both clients and prospects to discover new online investment platforms where they can access and research an assortment of alternative investment options.
    PeerIQ
    PeerIQ is a New York-based, venture-backed fintech startup that enables institutional investors to analyze, access, and manage risk in the peer-to-peer lending sector.

    Pooling detailed loan data, we offer deep credit analytics and independent benchmarks that our clients use to assess loan performance, develop investment views, price instruments, value loan portfolios, and gauge risk.

    Our team works closely with the leading originators of peer-to-peer credit, has been featured regularly in the FT, II, and the WSJ, and is backed by prominent fintech and capital markets investors, including the former CEOs of Morgan Stanley, Bloomberg, Citi, and Thomson Reuters, and former SECChairman Arthur Levitt.
    ThreatMetrix
    ThreatMetrix®, The Digital Identity Company™, is the market-leading cloud solution for authenticating digital personas and transactions on the Internet.

    Verifying more than 20 billion annual transactions supporting 30,000 websites and 4,000 customers globally through the ThreatMetrix® Digital Identity Network, ThreatMetrix secures businesses and end users against account takeover, payment fraud and fraudulent account registrations resulting from malware and data breaches.

    Key benefits include an improved customer experience, reduced friction, revenue gain, and lower fraud and operational costs. The ThreatMetrix solution is deployed across a variety of industries, including financial services, e-commerce, payments and lending, media, government and insurance.
  • Best Journalist Coverage
    Awarded to the journalist who has provided the most insightful and original coverage about lending innovation and fintech.
    Anna Irrera is a journalist at Reuters in New York where she covers the fintech sector and technology related developments at some of the world’s largest financial institutions, focusing on topics ranging from marketplace lending to blockchain.

    She joined Reuters in November having previously covered fintech for more than three years at Financial News, a Dow Jones newspaper in London, where she played a key role in the publication’s expanded fintech coverage.

    She joined Dow Jones in 2012 as an online reporter for Financial News, having moved to the UK from Rio de Janeiro, Brazil where she worked at Reuters’, English language international service.

    She holds M.S. degree (with honors) from the Columbia University Graduate School of Journalism in New York and a graduate degree in law from the Università Cattolica del Sacro Cuore in Milan.
    He launched Tradestreaming in 2009 as a website, newsletter and podcast dedicated to covering technology's impact on the finance sector.

    His opinion has been cited in the Wall Street Journal, Bloomberg, Financial Times, Forbes, and several other leading publications. Tradestreaming was acquired by New York City-based Digiday Media in 2016.

    Zack has a BA in Economics from Harvard University and an MBA from the Kellogg School of Management.
    Murray launched deBanked in 2010 after spending years as an alternative finance underwriter and salesman.

    His content and analysis have been cited in Bloomberg Businessweek, Forbes, Inc, Buzzfeed, The New Yorker, The New York Times Blog, the Financial Times and several trade publications.

    Murray played a role in creating the first ever certification course for the merchant cash advance industry, called MCA Basics. He has written more than 500 articles on alternative finance.

    Murray has a Bachelor’s in Accounting & Finance from the University of Delaware and maintains his office on Wall Street in New York City.
    George is a serial entrepreneur.

    He is presently the co-founder and CEO of Lampix, a glass-less augmented reality company; CEO and Editor in Chief of Lending Times, a media group focused on peer-to-peer, marketplace and alternative lending space; and a partner in LunaCap Ventures, a hybrid early stage growth fund.

    He is also an advisor to First Blood, an eSports blockchain company, and Chairman of the Board of Advisors for Gatecoin, a blockchain asset exchange in HK.
    Oscar is a senior reporter in London for Business Insider UK.

    He writes about finance, specialising in fintech, business, markets, and politics. Prior to joining BI he worked for the London Evening Standard and Independent newspapers as their stock market reporter and before that covered London's technology scene for the papers.
    Tony Zerucha is the managing editor of Bankless Times, a website dedicated to covering all areas of alternative finance.

    Over the past five years, Tony has interviewed many of the major players in the space and filed stories from major industry conferences.
  • Best in Show
    Awarded to the best exhibitor at LendIt USA 2017, judged on booth design and impression as well as staff conviction and enthusiasm.
Confirmed Judges
  • Ram Ahluwalia
  • CEO
  • PeerIQ
  • Jonathan Barlow
  • Edgemont Investments
  • Etienne Boillot
  • CEO & Co-Founder
  • Eiffel eCapital
  • Matt Burton
  • CEO
  • Orchard
  • Angela Ceresnie
  • COO
  • Climb Credit
  • Larry Chiavaro
  • Principal & EVP
  • First Associates
  • AdaPia d'Errico
  • Brand, Positioning & Growth Strategist
  • Richard Dougherty
  • Sr. Director, Risk Management Line of Business
  • FICO
  • Christian Faes
  • CEO & Co-Founder
  • LendInvest
  • Lewis Feldman
  • Founder & CEO
  • Heritage Capital Ventures
  • Snehal Fulzele
  • CEO & Co-Founder
  • Cloud Lending Solutions
  • Gilles Gade
  • Founder, CEO & Chairman
  • Cross River Bank
  • Glenn Goldman
  • CEO
  • Credibly
  • Manish Gupta
  • CEO
  • Corridor Funds
  • Gavin Harding
  • Global Consulting Practice
  • Experian Decision Analytics
  • Jared Hecht
  • CEO & Co-Founder
  • Fundera
  • Brian Korn
  • Head, Dig. Finance, Marketplace Lending
  • Manatt, Phelps & Phillips, LLP
  • Cormac Leech
  • Principal
  • Victory Park Capital
  • Emmanuel Marot
  • CEO & Co-Founder
  • LendingRobot
  • Richard Neiman
  • Head of Regulatory & Government Affairs
  • Lending Club
  • Vanita Pandey
  • VP, Product Marketing
  • ThreatMetrix
  • George Popescu
  • CEO
  • Lending Times
  • Don Potts
  • Sr. Vice President
  • Capital One
  • Brendan Ross
  • President
  • Direct Lending Investments
  • Frank Rotman
  • Partner
  • QED Investors
  • Ray Sturm
  • CEO & Co-Founder
  • AlphaFlow
  • Ron Suber
  • President
  • Prosper
  • Neil Wolfson
  • President
  • SF Capital Group
  • Meg Zwick
  • SVP
  • Millennium Trust Company
Timeline
  • November 7
  • Applications open
  • January 6
  • Deadline for entries
  • March 7
  • LendIt USA 2017 Awards Ceremony

Any questions relating to LendIt Industry Awards please contact