Ralph Ayala
ChairmanArmada Labs
As chairman and managing partner of Armada Labs, Ralph is responsible for establishing strategic direction, while staying at the forefront of the financial services marketplace. Before joining Armada Labs, Ralph had extensive experience working for Goldman Sachs, Citicorp, American Express, Equifax, and GE Capital. Over the past 10 years, he co-founded Meridian Management Solutions, Debt Settlement Infobank, and most currently PayLine Direct. His focus is to deliver development and systems that create industry solutions, while maintaining integrity through compliance, automation and utilization of the latest technologies. He lives in Jacksonville, FL, with wife and three boys.

Ralph is a graduate of Long Island University with a degree in Finance.