Prakash Santhana, Director, Deloitte Advisory, leads Payments Risk & Integrity for financial services, retailers and service providers. He currently leads fraud risk assessment and fraud technology implementation projects in Payments for Deloitte clients globally. He has worked in the fraud/risk management groups of large credit card issuers and payment startups for over 20 years. Prakash has extensive experience in the types of fraud committed and the analytics required to detect fraud at the point of sale including Credit/Debit card fraud, ACH fraud, check fraud, online fraud, and online application fraud. Previously, he managed global fraud reporting and analytics for one of the largest global credit card networks.