Houman Motaharian
SVP & GMAmerican Express
As Head of Commercial Lending at American Express, Houman is responsible for the growth and expansion of business including the development of new global commercial lending solutions for small, medium and large businesses. In his previous role, Houman was the Chief Credit Officer of American Express OPEN – US Small Business. In this capacity, he managed $20B+ in credit portfolio from prospecting strategies to acquisition customer management. In addition to the above, he has leaded various strategy, finance and credit risk initiatives at American Express as SVP Global Airline Strategy, SVP Risk Information Management Enterprise Growth & Prepaid and Chief Credit Officer for Global Merchant Services. Prior to American Express, Houman worked for Continental Airlines in various finance functions and labor negotiations. As an entrepreneur, he was the Co-founder and CFO of DJ Air Group a low cost start-up airline. Houman serves on the board of Lending Point and is an advisory board Member of Embry Riddle Aeronautical University.

Houman holds a post graduate degree from Paris II University and an M.B.A. from Embry Riddle University.