Carl Bartsch
Head of Credit RiskKlarna
Carl Bartsch has over 15 years of experience in payments spanning from sub-prime to super-prime, and start-up to Fortune 50 companies. He has held various leadership positions across the risk-management function, including modeling, acquisitions decisions, and new deal development. As the Head of Credit Risk for Klarna’s U.S. business, Carl oversees merchant pricing and underwriting, as well as the modeling, consumer underwriting, post-purchase experience, and collections functions.