The Credit Junction is a technology-enabled, online marketplace lending platform focused on providing working capital and supply chain financing solutions primarily to industrial & manufacturing small and mid-size enterprises. The company is the first marketplace lender to employ an asset-based lending credit evaluation model, and by doing so, we can now offer SME borrowers up to $2M in capital availability. We utilize a hybrid technology/manual underwriting process for credit review, approval and administration. By coupling cutting-edge technology and data mapping with traditional asset-based lending metrics, we can better assess the health of a business, as well as give our borrowers a more transparent and user-friendly experience. The Credit Junction offers both a term and revolver structure, with a medium duration of 6-24 months on average and rates ranging from 9-19%. Our mission: transform how small and mid-size enterprises finance their growth and working capital needs with fast, flexible and efficient access to capital.