A Discussion with Retail Investors

A Discussion with Retail Investors
Panelists: John Steers, Alt Finance platform investor; Chris Rigby, RateSetter platform investor; Penelope O'Boyle, Landbay platform investor; Elaine Banks, Zopa platform investor; Martin Farrimond, Funding Circle platform investor
Moderator: Richard Lloyd of Which?

The panel comprised a diverse group of investors who shared their stories and experiences investing on P2P platforms. Ms. Banks, a retiree, explained she invested in P2P to top up her pension. Mr. Farrimond, already an active investor when he started to look into P2P, saw it as a good alternative to cash and stocks. Ms. O’Boyle started off investing only a small amount of money and eventually became a serious investor across multiple platforms. Besides sharing their personal investing experiences, the panelists commented on cross-border investing, the increasing involvement of financial institutions and their tolerance for losses.