Fellow Finance is the most advanced marketplace lending platform in the Nordic Countries. The Fellow Finance platform enables investors to easily invest in consumer loans. By using the Loan Allocator function investors are able to set their own investment criteria to create diversified portfolios. High returns for investors rely on advanced underwriting criteria translating into low loan loss rates. An efficient secondary market enables investors to turn their loan receivables into cash quickly if needed. For borrowers, Fellow Finance enables a convenient way to find funding to be repaid in fixed instalments. The auction-based offering mechanism ensures that the borrower gets his loan with the lowest possible rate. Fellow Finance is a Finnish company owned by the company founders and the Helsinki OMX listed company Taaleritehdas Oyj.