Richard Apletree
Chief of Financegiffgaff
Richard has spent the last 15 years working in the Telecoms industry, working for O2, Tesco Mobile and giffgaff.

Richard helped launch Tesco Mobile and was a Commercial Finance Director there for 7 years. He then left and became the CFO of giffgaff 4 years ago.

giffgaff has been a startup success story with rapid profitable growth as well as winning the "Which" Best Telecoms award for the last 2 years.

It has challenged market norms and put its members at the heart of everything it does. As part of its drive into mobile handsets, giffgaff has teamed up with Ratesetter to provide handset finance.

giffgaff is now extending into other areas of personnal finance with Ratesetter.