Mikael Hussain
VP of CreditKlarna
As Vice President of Credit, Mikael Hussain oversees Klarna's underwriting, predictive analytics and fraud detection globally. He previously pioneered Klarna's focus on using behavioral and transactional data for credit and fraud decisioning paving the way for Klarna's global growth. Klarna was founded in Stockholm in 2005 with the idea of simplifying buying. Klarna does so by letting consumers receive the goods first and pay afterwards, while Klarna assumes the credit and fraud risks for the merchants. Today, Klarna is one of Europe's fastest growing companies with more than 1500 employees and operations in 18 markets.