Weshare Finance, founded in March 2014, is a standing council member of the Association of Internet Finance China. It is a financial technology company in the field of consumer finance focused on providing cash and installment services to blue-collar and white-collar individuals. Weshare Finance adheres to a motto of “mobile inclusive makes life better”, with micro and dispersed loans as its core products, and technology-driven automated risk control. Weshare Finance establishes credit files through the Internet and big data for users with “blank credit” or no credit history. Rooted in the mobile phone, using an online operating mode, and employing an intelligent risk control technology based on big data, Weshare Finance adopts the process of review without human intervention. Within 60 seconds, Weshare Finance can make a remittance into a user's bank account, and is called the handheld ATM of young people.